Interest-free loan
In cooperation with InCredit Group, we offer interest-free loans for the purchase of goods in our store. Various payment terms are available – 4, 6 and 12 months.
You can receive the goods and complete all the formalities in our store at Ūnijas Street 12, Riga.
If you want to receive the goods by delivery, you can sign the contract at the nearest InCredit branch, contacting us beforehand.
To apply for a loan, you need a valid personal identification document (passport or ID card) and basic information about your current place of work.
Example: €300 for 6 months, monthly payment €50, total repayment €300. Loan rate 0%, GPL0%. Borrow responsibly!

ESTO 3 – a payment method that allows you to pay for your purchases in 3 equal installments. Within 3 months. No interest or commission fees. Just pay later! Conveniently complete your purchase using Smart-ID or internet banking.

ESTO nomaksa – Choose a loan period that suits your budget, up to 60 months and complete your purchase with a digital signature (Smart-ID or your internet banking). It’s that simple!
